Certificate of Deposit
- Terms range from thirty days to five years
- Interest paid by check, deposit to any WCB account or added back to principal
- Possible penalty for early withdrawal
FLEX Certificate of Deposit
- 15 and 30 month terms available
- Unlimited additional deposits can be made to the CD during the term ($100 minimum deposit amount for additional deposits)
- One withdrawal of up to ½ current principal balance can be made during the term of the CD with no penalty
- Possible penalty for early withdrawal of entire balance
Smart Start Certificate of Deposit
- Offered only for children under 18 years of age
- 15 month term
- Minimum opening deposit of $100
- Unlimited additional deposits can be made to the CD during the term ($20 minimum deposit amount for additional deposits)
- One withdrawal of up to 1/2 current principal balance can be made during the term of the CD with no penalty (withdrawal must be at least $50)
- Possible penalty for early withdrawal of entire balance
